Huawei unveils its competing credit card for Apple Card
Huawei unveils its competing credit card for Apple Card

Huawei-The Chinese company Huawei revealed its credit card Huawei Card “Huawei Card” during a local event on the Chinese mainland for its new series flagship P40 phones.

Huawei Card comes with an experience adapted from the American giant Apple, where the American company launched its credit card

“Apple Card” last year to provide financial payment services to the owners of its devices smoothly and safely as a traditional and virtual card at the same time.

Huawei’s announcement of its card came from the CEO of the company Richard Yu

where she already carried many of the advantages available in the Apple card,

on top of which is a virtual and physical card at the same time.

While Huawei cooperated with the largest financial company in China

“UnionPay”, to be the supporter of the card,

which the company’s phones will keep financial data related to in the secure space designated for phone payments,

while the card will support NFC technology.

With the great similarity between the mechanism of work of the Apple and Huawei cards,

the latter has set annual financial fees for the use of its credit card, so that it will be

 Or a free year and in the second year,

the percentage of fees will be dependent on purchases made by the user via Huawei Pay.

The card will also provide additional benefits to the expense spenders by providing facilities in airport lounges and train stations

 The company also plans to provide more incentives to push users to rely on them through recovery features and financial discounts.

It is noteworthy that Apple has obtained approval to provide Apple Card services in China

and this is definitely what prompted Huawei to follow its path in order not to let it be unique in the local market alone in this area.

As for the time of launching the card

the CEO did not mention a specific date,

which means that it may take more time before she is present on the ground.

Unlike the Apple card, however,

Huawei card seems to have annual fees, like a normal credit card. As an early-adopter bonus,

Huawei will be waiving said fees for the first year for all users. And for those that meet a certain amount of transactions, the second year will be free of fees as well.

The Huawei card also promises certain bonuses,

like cashback programs,

as well as things like VIP lounge access and other travel bonuses.

The Chinese giant has also promised to handle security for the card’s digital copy of the data with the utmost care and security.

The same already applied to Huawei Pay. Of course,

that’s an important PR promise to make, above all else,

given the recent and still ongoing spying scandals.

Those concerns and that particular bad press are mostly Western in origin,

though, with enjoying elevated domestic support over the past few months.

The Huawei Card transactions will mainly be done by Union Pay as the basis of their payment system under which it will operate.

The Huawei Card, like Apple’s product

will be a credit card. So,

not everyone will be able to issue it, but only long time users of Huawei smartphones with a good credit history.

Unlike Apple, the Huawei Card will be paid. So far,

the cost of annual maintenance has not been unveiled by the company,

but it is known that the first year will be free.

It will use the same security protocols as Huawei Pay,

in addition to classic security mechanisms like 3D Secure, etc.

Obviously, the Huawei Card is an exact replica of the Apple Card but is not aimed at competing with the Apple solution as it will operate its different regions.

It will also be very hard for Chinese phone maker users to entice Apple Card users. It means that the Chinese pursued another goal,

which consisted of the expansion of their influence. This will help Huawei have access to information about the payments of their customers.

We are still wondering whether the Card will gain an advantage over Google as it does not have such a product in the west.

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